January 6, 2009
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Mortgage Rate Sheet
1/6/2009
All rates and points are subject to change at any time.
Certain rate and/or point adjustments may apply depending on loan features
Today's rates are posted on this page between 10:30-11:00AM PST.
All rates quoted assume a 30 day rate lock. Longer or shorter rate lock periods are available.
  • When shopping for a mortgage loan compare apples to apples. Beware of the hidden fees. Let your credit union provide a free side by side comparison, and you will see how much Financial Partners saves you.
  • Purchase a home with a down payment as low as 3.5% - Call for details on FHA Programs.
  • Check out our featured loan programs below or call or click for details for our full menu of all the programs available.
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Call 800.950.7328 for more details
 
Conforming Fixed Rate Loan Programs - Loan Amounts to $417,000
Annual Percentage Rate (APR) based on a loan amount of $417,000
Loan ProgramRatePointsAPR
40 Year Fixed Conforming5.875%2.750%6.13%
6.000%2.500%6.24%
6.375%0.000%6.41%
30 Year Fixed Conforming 4.375%1.750%4.54%
4.500%1.250%4.62%
4.875%0.000%4.89%
30 Year Fixed InterestFirst 10/20 Conforming 6.375%2.000%6.59%
6.500%1.750%6.69%
6.625%1.625%6.81%
6.875%0.000%6.92%
20 Year Fixed Conforming4.375%1.750%4.60%
4.500%1.250%4.67%
4.625%0.750%4.73%
4.875%0.000%4.89%
15 Year Fixed Conforming4.000%2.875%4.46%
4.125%2.000%4.45%
4.250%1.250%4.46%
4.500%0.000%4.52%
Loan amount between $417,001 and $625,500 may have additional fee and amounts are based on county location
 
Jumbo Fixed Rate Loan Programs - Loan Amounts from $417,001 - $2,000,000
Annual Percentage Rate (APR) based on a loan amount of $500,000
Loan ProgramRatePointsAPR
30 Year Fixed Jumbo5.625%1.750%5.80%
5.750%1.250%5.88%
5.875%0.750%5.95%
6.000%0.375%6.04%
15 Year Fixed Jumbo5.375%2.000%5.70%
5.500%1.250%5.71%
5.625%0.500%5.72%
5.750%0.000%5.77%
 
Adjustable Rate Programs
Annual Percentage Rate (APR) based on a loan amount of $417,000
Loan ProgramRatePointsAPR
5/1 Adjustable Rate Loan4.875%0.625%3.82%
5.000%0.375%3.84%
5.125%0.125%3.87%
5.500%0.000%3.98%
5/1 Interest First Adjustable Rate Loan 4.750%1.125%3.71%
4.875%0.875%3.75%
5.125%0.375%3.84%
5.375%0.000%3.93%
7/1 Adjustable Rate Loan4.750%1.000%4.00%
4.875%0.750%4.04%
5.125%0.375%4.13%
5.500%0.000%4.27%
7/1 Interest First Adjustable Rate Loan 5.000%0.750%4.01%
5.125%0.625%4.07%
5.375%0.125%4.19%
5.750% 0.000% 4.38%
 
Home Loan Programs are available in California, Colorado, and Michigan. For additional interest rate quotes and/or feature-based pricing adjustments e-mail or call us at 800.950.7328.