CIGNA Dental Preferred Provider Option (PPO)
This plan enables you to receive maximum plan benefits when using CIGNA PPO dentists. There are over 53,000 CIGNA PPO dentists nationwide. Even if your current dentist is not in their network, you will still save money on out-of-network coverage. Some benefits of this plan are:

• Visit any dentist in or out of the Preferred Provider network
• No referral required for seeing a specialist
• Fast, accurate, convenient claims processing
• Claims are filed by your PPO dentist or by you

CIGNA Dental HMO
This low cost managed dental care option requires participants to select a participating dental office. There is no coverage maximum and fixed co-payments are charged for dental services provided. Some benefits of this plan are:

• No claim forms
• No deductible
• No annual maximums
• You pay co-payments

VSP (Vision Service Plan)
This plan is the largest vision care provider in the United States with over 24,000 participating doctor locations. Some benefits of this plan are:

• Extra discounts on laser vision correction, prescription glasses, and contacts
• No ID cards
• No claim forms
• Your doctor and VSP handle the claims

Who do I call for help?
Members with questions: 888.293.4903 option #5