Individual Retirement Accounts

A great option for the conservative portion of your retirement portfolio, our IRAs offer competitive yields without the worries of losing principal.  Choose from IRA Share and Jumbo IRA Share Certificates.  IRA Share Certificates may be opened with as little as $1,000.  For larger portfolios, our Jumbo IRA Share Certificate may be opened with $100,000 or more.  To learn more about IRAs, service an existing IRA or to open a new account, visit Retirement Central now.

Roth IRA

• The money you contribute to a Roth IRA has already been taxed. So the principal amount is never subject to taxes or penalties in the future, as long as you stay within the contribution guidelines.
  
• This retirement plan allows the money you contribute to grow tax-deferred. If you do not withdraw any of the earnings until you have had the plan for at least five years, those tax-deferred earnings become tax-free.
  
• 6 to 60 month terms on IRA Certificates and Jumbo IRA Share

Add-On IRA

Just starting out? This is the perfect IRA for you. Open with a minimum of $25 and set up weekly or monthly deposits it and before you know it, you will have enough to transfer into an IRA Share Certificate.

• $25 minimum opening deposit (contributory)

Open an IRA today!.

Have a question about IRAs and Certificates? Email us to request additional information.